Deskripsi pekerjaan
Posisi ini berfokus pada manajemen portofolio pembiayaan ritel di industri perbankan atau jasa keuangan. Peran ini sangat krusial dalam menjaga kualitas aset dan memitigasi risiko kredit perusahaan. Tanggung jawab utama mencakup pemantauan dan analisis kinerja portofolio pinjaman, pengembangan dashboard kualitas portofolio, serta melakukan analisis vintage dan cohort untuk mengidentifikasi tren risiko. Selain itu, Anda akan menyediakan data untuk perhitungan CKPN/ECL, menyusun prakiraan portofolio, serta berkolaborasi dengan tim Bisnis, Risiko, Keuangan, dan Produk untuk meningkatkan kinerja portofolio secara keseluruhan.
Tanggung jawab: Monitor and analyze the quality and performance of retail and partnership lending portfolios; Develop and maintain portfolio quality dashboards; Conduct vintage and cohort analysis based on disbursement period to identify portfolio trends/emerging risks and perform roll rate analysis including cure, stay, roll; Provide analysis and supporting data for CKPN/ECL calculation; Prepare portfolio forecasts, performance reports, and management presentations; Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance improvements.
Kualifikasi: Bachelor's Degree (S1) in Finance, Economics, Statistics, Mathematics, Engineering, Computer Science, or related field; Minimum 5 years of experience in Portfolio Management, Credit Risk Analytics, Credit Portfolio Analytics or a similar function within the banking or financial services industy; Strong experience in vintage/cohort analysis, delinquency analysis, roll rate analysis, default and portfolio analysis; Proficient in Microsoft Excel, SQL, and Power BI/Tableau; Ability to identify key portfolio trends and provide meaningful insights; Strong analytical, communication, and stakeholder management skills.
Tanggung jawab
- Monitor and analyze the quality and performance of retail and partnership lending portfolios
- Develop and maintain portfolio quality dashboards
- Conduct vintage and cohort analysis based on disbursement period to identify portfolio trends/emerging risks and perform roll rate analysis including cure, stay, roll
- Provide analysis and supporting data for CKPN/ECL calculation
- Prepare portfolio forecasts, performance reports, and management presentations
- Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance improvements
Kualifikasi
- Bachelor's Degree (S1) in Finance, Economics, Statistics, Mathematics, Engineering, Computer Science, or related field
- Minimum 5 years of experience in Portfolio Management, Credit Risk Analytics, Credit Portfolio Analytics or a similar function within the banking or financial services industy
- Strong experience in vintage/cohort analysis, delinquency analysis, roll rate analysis, default and portfolio analysis
- Proficient in Microsoft Excel, SQL, and Power BI/Tableau
- Ability to identify key portfolio trends and provide meaningful insights
- Strong analytical, communication, and stakeholder management skills
Informasi lowongan
- Tipe pekerjaan
- Full-time
- Pendidikan
- S1
- Gaji
- Negosiasi
Cara melamar
- Lamar melalui platform
- Kirim lamaran melalui email: Prima.Herlininggiasti@btpnsyariah.com
- Buka tautan lamaran resmi