Deskripsi pekerjaan
Ensure legal and regulatory compliance for payment gateway & remittance business through risk management, AML/KYC, audits, and regulatory support.
Tanggung jawab: Ensure the company's business operations comply with applicable laws and regulations, particularly those issued by Bank Indonesia (BI), OJK (if applicable), PPATK, PJP, and other relevant authorities; Monitor regulatory developments and assess their impact on the company's payment gateway and remittance business; Prepare, review, and maintain legal documents, including commercial agreements, NDAs, service agreements, merchant agreements, and partnership contracts; Provide legal advice and compliance guidance to internal stakeholders on business initiatives, products, and operational activities; Develop, implement, and maintain compliance policies, SOPs, and internal controls; Conduct compliance monitoring, internal reviews, and periodic risk assessments across business operations; Identify, assess, and mitigate legal, regulatory, operational, and compliance risks; Support the implementation and maintenance of the company's Enterprise Risk Management (ERM) framework and risk register; Coordinate regulatory reporting, licensing requirements, and communications with regulators and external authorities; Ensure compliance with AML/CFT, Know Your Customer (KYC), Customer Due Diligence (CDD), sanctions screening, and anti-fraud regulations; Assist in handling internal and external audits, regulatory examinations, and compliance reviews; Investigate compliance issues, regulatory breaches, customer complaints, and operational incidents, and recommend corrective actions; Conduct compliance awareness training for employees and promote a strong compliance culture; Collaborate with cross-functional teams, including Operations, Product, Finance, IT, and Business Development, to ensure regulatory compliance in new products and services; Support business continuity, governance initiatives, and policy improvements to strengthen the company's control environment; Job Requirements:; Bachelor's degree in Law, Risk Management, Compliance, Finance, or related fields; Minimum 2–5 years of experience in Legal, Compliance, or Risk Management, preferably in fintech, payment gateway, remittance, banking, or financial services; Strong knowledge of Bank Indonesia regulations, payment systems, AML/CFT, KYC, and compliance frameworks; Experienced in contract review, regulatory reporting, risk assessment, and audit support; Strong analytical, communication, and problem-solving skills; Detail-oriented, proactive, and able to work independently in a fast-paced environment; Proficient in English (written and spoken) and Microsoft Office.
Tanggung jawab
- Ensure the company's business operations comply with applicable laws and regulations, particularly those issued by Bank Indonesia (BI), OJK (if applicable), PPATK, PJP, and other relevant authorities
- Monitor regulatory developments and assess their impact on the company's payment gateway and remittance business
- Prepare, review, and maintain legal documents, including commercial agreements, NDAs, service agreements, merchant agreements, and partnership contracts
- Provide legal advice and compliance guidance to internal stakeholders on business initiatives, products, and operational activities
- Develop, implement, and maintain compliance policies, SOPs, and internal controls
- Conduct compliance monitoring, internal reviews, and periodic risk assessments across business operations
- Identify, assess, and mitigate legal, regulatory, operational, and compliance risks
- Support the implementation and maintenance of the company's Enterprise Risk Management (ERM) framework and risk register
- Coordinate regulatory reporting, licensing requirements, and communications with regulators and external authorities
- Ensure compliance with AML/CFT, Know Your Customer (KYC), Customer Due Diligence (CDD), sanctions screening, and anti-fraud regulations
- Assist in handling internal and external audits, regulatory examinations, and compliance reviews
- Investigate compliance issues, regulatory breaches, customer complaints, and operational incidents, and recommend corrective actions
- Conduct compliance awareness training for employees and promote a strong compliance culture
- Collaborate with cross-functional teams, including Operations, Product, Finance, IT, and Business Development, to ensure regulatory compliance in new products and services
- Support business continuity, governance initiatives, and policy improvements to strengthen the company's control environment
- Job Requirements:
- Bachelor's degree in Law, Risk Management, Compliance, Finance, or related fields
- Minimum 2–5 years of experience in Legal, Compliance, or Risk Management, preferably in fintech, payment gateway, remittance, banking, or financial services
- Strong knowledge of Bank Indonesia regulations, payment systems, AML/CFT, KYC, and compliance frameworks
- Experienced in contract review, regulatory reporting, risk assessment, and audit support
- Strong analytical, communication, and problem-solving skills
- Detail-oriented, proactive, and able to work independently in a fast-paced environment
- Proficient in English (written and spoken) and Microsoft Office
Informasi lowongan
- Tipe pekerjaan
- Full-time
- Gaji
- Negosiasi