Deskripsi pekerjaan
Posisi ini bertanggung jawab dalam melakukan penilaian kelayakan kredit untuk pengajuan pembiayaan dari calon nasabah. Peran ini mencakup peninjauan dan analisis dokumen calon debitur termasuk rekening koran dan legalitas perusahaan, penyusunan laporan analisis kredit, identifikasi risiko, serta pemberian rekomendasi keputusan pembiayaan yang mematuhi kebijakan dan prosedur perusahaan.
Tanggung jawab: Conduct creditworthiness assessments for financing applications submitted by prospective customers; Review and analyze prospective debtors' documents, including bank statements and company legal documentation; Prepare credit analysis reports, identify potential risks, and provide recommendations for financing decisions; Ensure financing application documents are complete and comply with company requirements; Ensure all credit analysis activities are carried out in accordance with company policies and procedures; Maintain proper filing and documentation of all credit-related documents, ensuring completeness, accuracy, and compliance with established procedures; Conduct site visits, surveys, or verification of prospective debtor information when required; Job Requirements:; Bachelor's Degree in Finance, Accounting, Management, Economics, or a related field; Minimum 4 years of experience as a Credit Analyst; Proficient in preparing credit memorandums, credit analysis reports, and business correspondence; Strong verbal and written communication skills in English; Experienced in financial data processing and analysis using Microsoft Excel; Good understanding of bank statement reconciliation and analysis; Solid knowledge of credit analysis principles (5C, 7P, and risk assessment), OJK SLIK checks, and credit due diligence processes; Knowledge of the mining, forestry, construction, and equipment rental industries is preferred.
Kualifikasi: Bachelor's Degree in Finance, Accounting, Management, Economics, or a related field; Minimum 4 years of experience as a Credit Analyst; Proficient in preparing credit memorandums, credit analysis reports, and business correspondence; Strong verbal and written communication skills in English; Experienced in financial data processing and analysis using Microsoft Excel; Good understanding of bank statement reconciliation and analysis; Solid knowledge of credit analysis principles (5C, 7P, and risk assessment), OJK SLIK checks, and credit due diligence processes; Knowledge of the mining, forestry, construction, and equipment rental industries is preferred.
Tanggung jawab
- Conduct creditworthiness assessments for financing applications submitted by prospective customers
- Review and analyze prospective debtors' documents, including bank statements and company legal documentation
- Prepare credit analysis reports, identify potential risks, and provide recommendations for financing decisions
- Ensure financing application documents are complete and comply with company requirements
- Ensure all credit analysis activities are carried out in accordance with company policies and procedures
- Maintain proper filing and documentation of all credit-related documents, ensuring completeness, accuracy, and compliance with established procedures
- Conduct site visits, surveys, or verification of prospective debtor information when required
- Job Requirements:
- Bachelor's Degree in Finance, Accounting, Management, Economics, or a related field
- Minimum 4 years of experience as a Credit Analyst
- Proficient in preparing credit memorandums, credit analysis reports, and business correspondence
- Strong verbal and written communication skills in English
- Experienced in financial data processing and analysis using Microsoft Excel
- Good understanding of bank statement reconciliation and analysis
- Solid knowledge of credit analysis principles (5C, 7P, and risk assessment), OJK SLIK checks, and credit due diligence processes
- Knowledge of the mining, forestry, construction, and equipment rental industries is preferred
Kualifikasi
- Bachelor's Degree in Finance, Accounting, Management, Economics, or a related field
- Minimum 4 years of experience as a Credit Analyst
- Proficient in preparing credit memorandums, credit analysis reports, and business correspondence
- Strong verbal and written communication skills in English
- Experienced in financial data processing and analysis using Microsoft Excel
- Good understanding of bank statement reconciliation and analysis
- Solid knowledge of credit analysis principles (5C, 7P, and risk assessment), OJK SLIK checks, and credit due diligence processes
- Knowledge of the mining, forestry, construction, and equipment rental industries is preferred
Informasi lowongan
- Tipe pekerjaan
- Full-time
- Pendidikan
- S1
- Gaji
- Negosiasi